Ask Away...: Live Your Dreams AND Save Money With These Amazing Hacks

Monday, September 26, 2016

Live Your Dreams AND Save Money With These Amazing Hacks



Life is full of amazing milestones. Some of them, nearly everyone has; getting married, buying a house, having a child. Others are unique to the individual. Travelling the world, or building your own home could easily be considered milestones too. The problem is that none of these huge events really come cheap. Like hundreds of other Americans, you may be struggling to save money on a daily basis, nevermind on huge costly events. But, at the same time, there are some things that we just can't miss out on.

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Marriage

Getting engaged is all well and good, but when it comes to planning the wedding, cracks can begin to show! Weddings are expensive and difficult to save for - especially if you're already trying to save money while paying off debt. The venue is easily the most pricey part of the wedding, with many couples spending in excess of $14,00 for the venue alone. Engagement rings tend to come in at around $5000, whilst the dress usually sets the bride back around $1400. However, there are ways you can cut back on the cost of your wedding if you need to save money. For example, booking a promising local band rather than a company-represented wedding band can save you hundreds. They'll be happy to oblige and glad for the exposure, and you will have a bit more money in the bank too. Paying for alcohol by the head, rather than the glass, is another useful tip for cutting venue and catering costs. If your budget really is limited and every penny counts, also consider cutting the cake and throwing the bouquet early on. Once those are done, you can get your photographer/videographer to leave. For a quirky addition, give each of your guests a disposable camera for the rest of the evening so you have lots of lovely pictures to look back on.

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Having a baby

Having children of your own is one of life's true pleasures. There is nothing quite like having your own little family. But, like most of life's pleasures, they certainly don't come cheap. Thankfully, there are ways you can get savvy about child costs, right from the birth to the first year. During your stay in hospital, say no to any added extras in your birthing room, such as a television. There is often a cost to incur with these, and no one wants to be hit with an even bigger bill after giving birth. If you're planning on having a number of children, buy unisex clothes for them. That way, you will have plenty of hand-me-downs available for when baby number 2 arrives!

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Travelling

If it has always been your dream to travel the world, but you've never had enough money to do so; don't fear! You can still travel on a budget, as long as you are smart. An obvious tip is to exchange all your currency before you go. It may seem like a hassle, especially if you are going to lots of different countries. But, you will be able to get the best exchange rate and will avoid cash machine charges too. Avoid glitzy hotels and use websites like Air Bnb for cheap accommodation. Hostels may present images of rowdy teenage backpackers, but don't overlook them either; many even include private rooms.


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