Ask Away...: 3 Little Steps To Help You Take Control Of Your Life In 2018

Monday, January 15, 2018

3 Little Steps To Help You Take Control Of Your Life In 2018

In today’s fast paced, hectic and unpredictable world, don’t you sometimes feel like you’re being swept along on a tidal wave? Does each year pass quicker than the last? Do you spend way too much time wondering how things got so out of control? When did the price of living get so high? When did it become so difficult to manage your household debt? When did your career feel like being on a treadmill upon which you slog away without ever seeming to get anywhere? Speaking of treadmills, when did it become so darned difficult to keep in shape? It seems like yesterday that you were able to eat whatever you want relatively consequence free, so why do you put on 10lbs every time you so much as look at a cupcake? While none of these factors is world shattering on its own, they can conspire to create a feeling like your life is spiralling out of control.
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No doubt you, or someone in your household began this year by making a series of resolutions and while there may be value in this (even though psychologically the deck is stacked against New Year’s resolutions) we propose something a little more efficient. We propose 5 little life changes which can make a big difference in asserting control over your health, your personal finances and even your career…

Manage your meals

Poor planning can seriously derail your health and financial goals for the new year. You’d be astonished by the difference effective meal planning can make. Eating healthily needn’t be a gruelling chore not should it mean starving your body of necessary calories. Planning home cooked, nutritionally balanced meals that are chock full of veggies, fruits, complex carbohydrates and lean protein sources like beans, legumes and pulses can make a huge difference to your waistline while also helping you to keep your household costs under control. If you eschew your usual Friday night takeout for a month or two you could likely save hundreds!

Get your debts under control

Household debt is nothing to be ashamed of, but bury your head in the sand and it can be easy to see your debts spiral out of control. See how much you could save with a debt consolidation loan calculator. Numerous debts with different APRs can be difficult to manage and take a psychological toll. Replacing them all with a single loan at a set rate of interest will give you peace of mind while making your debts easier to repay. It’ll even help your credit rating too!

Invest in improving yourself

Nothing makes time pass quicker like settling into a routine. Get up, make breakfast, go to work, come home, make dinner, collapse in front of the TV, go to bed. It’s easy to see why this is a formula that can make years go by like hours. It’s easy to fall into a rut if you carry on like this, so it’s up to you to break the cycle. Whatever you invest in learning a new skill, indulging a creative itch or trying to move your life in a new direction is always worth it. Take an art class, learn to salsa, learn a new language, take that business course at night school you’ve been considering for years. You might even emerge an entrepreneur!

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