Ask Away...

Friday, December 9, 2016

Don't Get Stuck On A Diet That Doesn't Work. The Slimming Cheats That Will Get You Stuck

We all want to look our best, right? The media is forever putting pressure on to look our best. If films are anything to go by, it’s impossible to find Mr Right unless you look the part. And how are we supposed to look the part? Well, that’s the trouble. The trends seem to change so often that they’re impossible to keep up to date with. There are many cheats out there that promise to make us look our best, but few of them seem to stick. So what’s the truth, and how do can you tell the fads that won’t last? There has to be an easier way to understand what works and what doesn’t than giving it all a try. If you were to try every new idea that comes on the market, you’d be trying a new get slim method all the time. The truth is, diets and slimming plans barely ever work. It may be hard to accept, but it’s the truth. Nothing worth having was ever going to be that easy. To give you an extra hand, here’s a list of the cheats that don’t work.


Diets don’t work. At least, not the ones we’ve tried. The main trouble with diets is that they’re not sustainable. You can’t live on a diet for the rest of your life. Even successful diets stop working when you stop putting the effort in. As soon as you think you’ve turned your back on the diet world, a new craze appears that promises to be different. Rest assured that it will be just the same. Going on a diet is like putting a band-aid on a serious disease. You’re not going to see benefits if you don’t get to the real root of the problem. Every now and again, a diet will come along that will take the world by storm. After a few weeks, it disappears just like all the others. Do you know why? Because that one didn’t work either! All diets fail for the same reasons, no matter what guise they go under.

If you’re determined to go on a diet, the best thing you can do is join a dieting club. These have more sustainable results, if only because they follow things through. Having the support of an organization behind you means that you’re more likely to stick to your diet. Not to mention that the pressure of weekly weigh-ins adds the incentive to stick to your eating plan. It’s important to realize that this alone is why dieting clubs work. And, just like any other diet, your progress will still reverse the moment you stop putting in the effort. Even diet clubs are a temporary fix. If you want to see results that last, a diet isn’t the way to do it.


Closely linked to diets, but more focused on your body fitness than your diet, are fitness plans. You can buy all sorts of fitness DVDS and courses that promise to give you the bikini body you’ve always wanted. These have the bonus that they can get you into the habit of exercise, which is always good. Even so, they’re rarely worth the money you spend on them. The fitness plan world is an oversaturated one. Many celebrities release their versions. Don’t think you need to go out and buy them all. If you do want to follow the fitness plan route, find one that works for you and stick to it. Knowing what you want out of the plan is key to finding one that works.

Do a little research into which plans are worth the money you’ll be spending on them. Even if you stick with just one, you could end up spending a lot of money. Looking at the latest Kayla Itsines reviews, for example, will give you a more realistic grasp on whether it’s worth spending the money. What you find might just surprise you.


For those who are struggling to get to grips with diets, it might be tempting to go down the supplement route. The simple answer here is that you shouldn’t. Supplements are never the right way to go. Even more so than diets, these cover the problem without solving anything. They also have many side effects that you don’t have to put yourself through. If you find yourself tempted by the supplements in your local store, do a little research. Hearing about other people’s horror stories is sure to put you off the idea. Think, too, about the effect any chemical can have on your body. Pills and such are best avoided wherever possible. Don’t put things into your body when there’s no need!


So, we’ve looked at the things that don’t work. What does work? In truth, it’s much easier than the general media would have us believe. The trick to losing weight and looking the way you want is to eat right. Instead of depriving your body of what it needs, get into the habit of eating regular meals that are good for you. Exercise always works wonders, too. Get to grips with an exercise routine that works for you. Incorporate that with your new eating habits. You’ll see the effects in no time. It’s important you can sustain your choice, so take the time to get to grips with food and changing your habits. Changed habits last a lot longer than fads. Realise that you don’t have to starve yourself to achieve the look you want. In fact, starvation will have an adverse effect on your weight. The trick is to cut out processed foods and make your own wherever possible. Fresh is always best. Avoid fatty foods and sugar wherever possible. Get to grips with some tasty, healthy recipes, and incorporate them into your routine. Looking at your weight loss journey in this sensible light is much more likely to lead to success. Not to mention that you’ll feel a lot healthier for the changes!

 photo ScreenShot2014-06-25at102225PM_zps4fdda517.png

Greet the New Year With a New Financial Goal - Freedom!


We've got a few weeks to go until the new year hits, and that's the perfect time to plan how you’re going to approach this fresh year. What can you do to change things and make 2017 a better year for you and your family? Well, this kind of depends on where you’re coming at it from, and what problems you may have had in the previous year.

One of the things it’s important to get right over the new year is any financial goals you may have. So many families feel the brunt of money problems in the new year following the expense of the festive break. So, it’s the perfect time to think about how you can get yourself back onto sound financial footing, and be more comfortable as a family. These are some of the great suggestions you can make use of that will help you to gain financial freedom for the new year.

Stop Spending

It’s important that you try to stop spending as much as you can. The festive period, in particular, can be really expensive. It’s something you need to keep on top of at all times, and this is harder than it may sound. Expenses tend to grow, and they don't go away easily. So it’s important to make sure you do what you can to stop spending as much as possible. Think about where many of your expenses lie and try to be sure you reduce the cost of your outgoings. Making a few changes in your life will help you understand how to reduce spending and cut the costs of living as a family. You’ll find yourself with more disposable income and a more comfortable financial position.

Start Saving

You also need to do as much as you can to start generating savings of some kind. So many families all across the US seem to struggle with this. In fact, it’s thought that the majority of Americans have less than $1,000 in savings. So, this should be the wake-up call you need to start really focusing on making your savings as perfect as possible. Many people struggle to generate enough savings that they have money aside for a rainy day. That's why you need to try to come up with ideas and methods that will help you save money as much as possible.


Be More Frugal

Frugality is something you have to prioritize in the coming year, and you may find it tough. But that why these posts exist; to help you find ways of becoming more financially stable. Being a more frugal family is a process that the entire family can be a part of. It’s just a case of figuring out what you need to do to become more frugal. Stop buying frivolous things you don't actually need. Start utilizing sales and second-hand items, and think about using hand-me-downs as well, where possible. Get the whole family involved in the process of being more frugal, so it makes it easier to work together.

Green is the Color

Going green is hugely popular among households these days, and it’s something you need to work toward. If you’re serious about saving money why not start the new year off with a deeper shade of green? Try to make your home more eco-friendly because you will save money as well as caring for the environment. You might have to spend a bit of money eventually if you want to enjoy things like solar power. Until then you can focus on saving power, recycling, upcycling, and trying to grow some of your own food. If you can go greener in your life, you will find it helps you a lot more on your financial quest.

Have a Cull

You know when people talk about having a Facebook cull? Well, you need to do the same but have a cull of your possessions. Go through everything in the home, and come up with a list of anything that isn't used or wanted. This is a good way of selling excess possessions to make a bit more money. And you can get rid of things that might be eating up money for no reason. For instance, if you have an extra car sat in the garage, this is an expense. If you’re not using it, then it's time to remove the expense by getting rid of the car.

Waste Not Want Not

Waste not want not is one of the oldest sayings in the world, and you can see how it applies to saving money as a family. If you can make things stretch further, you will be in a perfect position to save yourself some money. Think about what you can do to ensure you aren't wasting. For a start, you need to look at making sure you aren't wasting food when you have meals. This means you've got to save leftovers as much as possible. You can freeze them and use them at a later date. It’s also important that you think about upcycling as well because this will give you new uses for things in the home, and prevent you from having to spend too much money.


Hire a Financial Advisor

Sometimes, when it comes to trying to keep on top of your finances, you need help. This can be difficult to achieve, and you may wish to look into hiring a financial advisor. They will know tricks and tips that you would never event think of that will help you. Keeping close control on your money and the family finances are really crucial. But, yo to stop yourself becoming overwhelmed, you can start this year off with a financial advisor. Getting help and support for yourself is a vital part of the process of formulating sensible and sound financial plans. You need to know and understand your situation and keep a close eye on your personal financial situation.

Know Your Money Inside Out

One of the most important things you can do to reach your goal of financial freedom is to know your money inside out. That means you have to know how much you have coming in every day, as well as how much you need to spend. There are a lot of costs and expenses these days, and you need to focus on how to make them better. If you know and understand your money better, you will be able to take the necessary steps to take better control of the situation. This will help you build and work toward financial freedom and better security for the family.


One of the great techniques you might consider using in the coming year is to regift. This is where you take gifts you have been given over the course of the year and save them. You can them pass them on to other people for things like birthdays. It saves you having to spend money on gifts over the course of the year. It can be expensive if you have a lot of birthdays or weddings to attend. And that's why regifting is an absolutely vital way of saving money and securing valuable funds for yourself. This might be something you’ve not considered before, but now you can use it every year to save yourself look money and stress!


Get Extra Funds

Generating extra funds is something you need to spend a lot of time focusing on. We could all stand to save a bit more and have a bit more cash to fall back on. This is something that is hugely important to get right. Extra funds can be generated in several different ways these days. You might decide to take on an extra job, so you have more income each just month. It might be worthwhile considering a loan, particularly in light of new lending regulations. Or, you could choose to sell some of your unwanted bits and pieces for some extra income. This is something you have to make sure you try to implement because it will help you be a little more comfortable.

Don't Let Debts Mount Up

Falling into a spiral of debt is one of the worst things you can do, and it’s something you have to avoid. The thing is that there are so many issues with debt that it's difficult to avoid. Staying debt-free and keeping your financial affairs on track is so important. You have to understand how much you are spending and what might be causing debt in your life. If you are facing debt problems you have to make sure you think about consolidation. Getting out of it and becoming debt-free is one of the most important parts of financial freedom, and the perfect start to 2017.

Working toward financial freedom for the new year is hugely important, and you have to make sure you do what you can to achieve this. There are so many areas of money and finance that can prove problematic. And you have to greet the new year with a fresh financial start. Achieving this comfort and freedom is something you have to make sure you focus on as much as possible.


 photo ScreenShot2014-06-25at102225PM_zps4fdda517.png

3 Big Ways to Save Money During the Holidays

Everyone seems to break the bank around this time of year but it doesn't have to be that way.  There are plenty of tips and tricks that will save your budget and let you enjoy the Holidays without having to feel like you're going broke! 

Gift Wrap
The biggest way to save money on ribbon, tape, wrapping paper, gift bags, etc. is to reuse what you already have.  If you don't already save bags and bows, start doing so this year and then after a few years you'll notice that you have plenty of gift bags and tissue paper saved up.  Aside from that, you can purchase wrapping paper, boxes, bags, tissue paper, cards, ribbon, and labels at dollar stores.  The only downside to that is the wrapping paper sold there usually comes in a small amount, so the other option for gift wrap is to buy it after the holidays, when it all goes on sale.  Then you will have plenty for next year. 

Making your own baked goods is often cheaper than buying premade cookies and cakes.  Also, if you use coupons early on, you can stock up on the stuff you need as it goes on sale right before and during the holidays.  Don't be afraid to go to the dollar stores for a lot of things like herbs and spices, canned goods, and cookie mixes. 

There are several ways to save money on decorations.  For starters you can always ask your parents if they have decorations they can pass on to you for your own home. Next, you can buy cheaper decorations that are still nice by going to thrift stores, places like TJ Maxx and Marshalls, and dollar stores.  Also, try shopping before Thanksgiving (I always find great sales then) and then after the holidays too.  And finally, make sure you get creative with decorations.  Do you have an empty vase? Fill it with some of the Christmas balls that you normally put on your tree.  Make your own faux floral arrangements instead of buying a pre-made one.  Don't be afraid to get crafty.   

These are just 3 of the ways that you can really save money around the Holidays.  This leaves you more money for gifts and for any travel expenses you may have. 

What are some of your money-saving tips during the Holidays? Share them below!

 photo ScreenShot2014-06-25at102225PM_zps4fdda517.png

Wednesday, December 7, 2016

Have a Safe and Happy Christmas This Year

It might be the most magical time of the year, but Christmas and winter, in general, has some hazards to be aware of too. When the streets are busy, the weather is bad and people are both celebrating and spending a lot of money the season can come with certain risks. Keep yourself safe this Christmas, here are a few things to bear in mind.

Take Caution On Snow and Ice
A white Christmas might look beautiful but where snow and ice are involved you should always take precautions. Whether you’re on the roads in a vehicle or walking as a pedestrian, there are lots of risks. On the roads you should drive carefully, being sure to leave a good separation distance between you and the car in front as your braking distance will be significantly increased in wet or icy conditions. Make sure you are checking the condition of your tyres, they should at least have the legal tread depth of 1.6mm, but you could go a step further and invest in winter tyres designed for snow and ice. It’s an added expense, but you can’t put a price on your safety. As a pedestrian, you should wear shoes with a good grip to prevent sliding and accidents caused by slippy paths.


Don’t Drink To Excess
Most people enjoy a tipple at Christmas, but it’s important to know your limits and to drink sensibly. Being highly intoxicated on alcohol increases your chances of serious injury and could even lead to you making poor decisions that land you in trouble with the police. It could be anything from disturbing the peace to assault to drink driving. If you do find yourself in this unfortunate position then save yourself the heartache; a group like Scheiner Law can help alleviate your DWI. Although of course taking steps to make sure you don’t do anything foolish in the first place is always best. Take it easy on your drinks, maybe limiting yourself to a certain number. Sipping a glass of water between each alcoholic drink can help to keep you from getting too drunk.


Be Wary of Social Media
The great thing about social media is keeping friends and family in the loop about what you’re up to, sharing your day and generally keeping in touch. But be wary of advertising your whereabouts if your home is going to be unattended. Even if your account is private, you don’t know who has access to any of your friends Facebook details. Some insurers will refuse to pay out if you’re broken into, and it’s been shown that you posted information online, as it means you didn’t take reasonable care to protect your belongings. You can still take photos and share things, but avoid ‘checking in’ places showing your exact location at certain times. And wait until you’re back home before sharing and talking about where you’ve been.


Are there any added precautions you take to stay safe at this time of year?

 photo ScreenShot2014-06-25at102225PM_zps4fdda517.png

Christmas Home Tour 2016

There is a method to my decorating madness I swear..... and today I'm going to explain it all.   I also figured it was a good idea to share my home decor for the holidays because I know how much I love when other bloggers do it!

 So obviously I am into minimalism and especially after the KonMari Method I don't have a ton of decorations that go unused.   So everything you see in this post is all the decorations I own. 

 In our living room we only have one storage area really... it's the bookshelf.  I use it more for decor than storage.  So it's where most of the decorations go.   


I have tinsel and garland and instead of putting it on the tree I use it to fill in the white space in each shelf so it looks more festive. 

 I am so obsessed with this dear and the bear and they always go on top of the bookshelf because of their size. They were from Big Lots last year. I waited and waited for their prices to go down. 


I also have a weird obsession with nutcrackers now.  I got these at Dollar General last year.

 I used to have some cheap ornaments when I had my tree up in an apartment years ago.  I kept the ornaments to use as decor when I fill a container or vase.  This summer my Grandma gave me this little Christmas basket so I now put the balls in the basket.

 I put some pre lit garland in the dining room on the wine rack to add an extra festive touch.
 This little tree goes in the dining room and I love it! It came pre lit I just added the beads.
 And there she is.. my beaut!!  I love my tree. I've had it since 2009. It was only $65 on Black Friday one year at Walmart.  It's the perfect size (6.5 feet) and the perfect width.  

Outside I have a bunch of little yard signs that were from Dollar General. 

We didn't do icicle lights yet (if we even do) so I just put up colored ones on the bushes outside. I also used garland on the window sill. 

There you have it!!!!

 photo ScreenShot2014-06-25at102225PM_zps4fdda517.png

Related Posts Plugin for WordPress, Blogger...