Ask Away Blog: 2018

Give Yourself The Gift Of Confidence This Christmas!

Thursday, December 13, 2018


For most Christmas is a time of great joy. It’s a time for giving, family, friendship, togetherness and love. However, there are many who will not be feeling either happy or merry this Christmas. There are some who will feel depressed beyond the remit of Seasonal Affective Disorder. There are many who will have experienced loss, breakups, arguments or other forms of emotional trauma over the holidays. Not to mention those for whom the season can bring back less than pleasant memories.

Gifts for the Outdoor Lover In Your Life


Most people enjoy the outdoors, but then there are people who like it more than most. To those people, it’s not a place where you explore every now and again; it’s a hobby, a space to be enjoyed every weekend, if circumstances will allow it. While there may be times when you’d wish they’d be happy, you know, visiting a museum or something, there is one upside to having an outdoor lover in your life: they’re easy to buy gifts for! Below, we take a look at a few ideas, any of which they’ll be happy with.

Source: Pexels.com

6 Side Hustles to Boost Your Income

6 Side Hustles to Boost Your Income

No matter how hard you work, sometimes your full time job just isn't enough.  Maybe you aren't able to work overtime at your job or you just aren't bringing in enough to pay your bills on a weekly basis so you want to start making some additional income.  Either way, I have 6 side hustles you can consider to boost your income and I'll discuss the pros and cons of each one. 


There's no shame in the side hustle!


Get A Job In One Of These Fields If You Want To Increase Your Income

Tuesday, December 11, 2018


Your income is such an essential part of your financial life. People who have a minimal income will find it harder to save money, harder to afford certain things and generally struggle to balance their finances. If you want to boost your income, then it all boils down to your career. Here are a few fields/industries you might want to think about a career in to give yourself more monthly income:


The Health Industry

Jobs in the health industry are usually very well paid. This is because caring for people’s health is such an important job that it deserves to have a high salary. The drawback of careers in this field is that they tend to be very hard to get into because of the studying requirements. Doctors, surgeons, and dentists all have the best salaries, but gaining these degrees is easier said than done. However, there are other careers - like nursing - that are more accessible. Studying to become a registered nurse isn’t as challenging as some other courses, and then you can find an online RN to BSN program to become a Bachelor of Science in Nursing. This lets you apply for more advanced positions and get a very decent income! If you like helping people and are passionate about health, then this field might be one to consider. 




The Engineering Field

If you search for the highest paid careers out there, then the majority of them will be in the engineering field. It’s such a massive field that encompasses everything from civil engineering to aerospace. Again, it’s a tricky one to get into, but even a general engineering job has a higher salary than most. Plus, there are plenty of courses online where you can train to be an engineer, along with online degree programs as well. If you like designing things and can solve problems very quickly, then this field could hold the key to your future career.




Link

The Web Design World
This is a more modern field, but the income you can generate from a career in web design & development is quite mind-boggling. A lot of people choose the freelance route and charge thousands of dollars to design a website for people and businesses. The crazy thing is, companies are willing to actually pay this much. When you factor in the low overhead costs, then running a web design business as a freelancer is a desirable prospect. The best thing about this field is that success is born out of talent rather than your education. Some of the best designers out there don’t even have degrees, but their work does all the talking for them! Anyone with a background in graphic design or web development will make an excellent living in this career field.

Increasing your income becomes a lot easier if you have a job in these fields. Now, I know what some of you are thinking; I can’t get a job in any of these fields and nor do I want one. That’s fine but consider this post as an example of how you can boost your income. Don’t just sit around in the same dead-end job as you struggle to pay your bills or save for a mortgage. Make a change in your life and seek out a different career where the financial rewards are far greater and can keep you economically safe and secure.




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Introducing A Dog To Your Home: How To Care For Your Canine Companion

Monday, December 10, 2018


Dogs are one of the most popular types of pet in the US. If you’ve decided that it’s time to embark upon a new friendship with a canine companion, you’re probably counting down the days until you can bring your dog home. Owning a dog is incredibly rewarding, but it is hard work. If you’re introducing a pup or an older dog to your home for the first time, here are some tips you may find useful.


Save $1,378 with the 52 Week Savings Challenge

52 Week Savings Challenge free printable

I know how hard it can be to save money when you're working on other financial goals like getting out of debt, or even just trying to afford the things you need to get with next week's paycheck. 


I totally get it!

So I have an easy and very underwhelming way for you to save a chunk of change ($1,378 to be exact) by the end of next year.   You can start at any time technically, but you just have to do it for 52 weeks.  Since January is right around the corner I figured this would be a good time to share about the 52 Week Challenge.


Dental Implant Care For Long Lasting Teeth

Friday, December 7, 2018




Dental implants are a permanent solution for missing teeth, and if you have just had implants fitted, it is essential you take good care of your new teeth. Technology and titanium combined to bring us a prosthetic solution that is as strong as can be, and once fitted and cared for correctly, your implants will last a lifetime, and with the following advice, you can always be sure that your teeth are in tip-top condition.

10 Practical Gift Ideas for Anyone on Your List

Thursday, December 6, 2018

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10 Practical Gift Ideas for Anyone on Your List

We all have those people on our gift list that either seem to have it all or they just aren't big into material things. Either way, it's silly to get a wasteful gift that won't really get utilized or just ends up being a waste of money for you to even buy it.


So today, I've put together a list of some SUPER practical gift ideas for pretty much anyone on your list.


Stylish Technology for Your Home

Tuesday, December 4, 2018




Technology has come a long way in the past few years, with everything from lamps to litter boxes connected to the Internet of Things. As you browse the technology section of the home improvement store, you may be wondering which options are a smart investment for your home. There are a few tech options that can save you money and improve the quality of your living. Check out these three essential items to improve the style and technology in your home.
Smart Lighting
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Image via Flickr by webhamster

Stress Free Christmas Shopping in 4 Easy Steps


Tis the season for horrendous traffic, long check out lines, and crowded aisles, right?   Well, if you're smart about Christmas shopping this year, it doesn't have to be miserable for you. 

I've been a pro with this and I'm here to teach you my ways.   If you take the stress out of Christmas shopping you can actually sit down and enjoy the beauty of the holiday season. 

How to Deal with Household Cash Problems

Monday, December 3, 2018



If you are finding it hard to make ends meet at home, and would rather not compromise your lifestyle, it might be time to think through your budget and make some improvements. There are several ways you can make your money take you further, and you can add an income stream or two to cover the increased living costs. Below you will find a few tips on how to make the most out of your limited budget without getting into debt.


Image via Pexels

How To Easily Save Money on Groceries

Saving money on groceries

When it comes to your expenses, groceries probably take up a huge chunk of your budget each month, don't they? ? But you NEED groceries so most people think there's no way around it.  I'm here today to tell you that there is.  You can easily stay within a budget on your groceries each week and get all the food you need. 


Today' we're going to look at some really easy ways to save money on groceries!


Amazing Gift Ideas [Ask Away Holiday Gift Guide]

Friday, November 30, 2018

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The most wonderful time of the year is finally here! It's time to get a head start on your Christmas shopping this year.  If you're Christmas shopping on a budget, great! Because the ideas I'm going to share with you today are budget friendly and there's something for everyone on your list!

2018 Christms Home Tour

Wednesday, November 28, 2018


   I love this time of year, mostly because I love transforming my home completely into a festive wonderland.  I put all of my regular home decor away, very carefully, and I spend Black Friday putting up the tree and decorating the entire house.  It's been a tradition of mine since I had my first apartment when I was 21 so of course I've kept it going.

Today, I'm super excited to show you my home tour of my Christmas wonderland!

Saving Money When You are Bad with Money

Tuesday, November 27, 2018

 Some people are great with money. They always were. They put themselves through school without ever borrowing money. They got a job as soon as they were able. They put some aside each week for a rainy day. They’ve always had savings, and they’ve never needed to borrow. These people never spend more than they can afford to and they always make sensible and well thought out financial decisions.

Unfortunately, we’re not all like this. Especially when we are young. Credit is offered as soon as we are old enough to take it and it’s all too tempting to accept. We spend more than we earn on things that make us happy and we soon find that we are in debt. Repaying these debts can mean that we’ve never got any spare cash, we struggle to afford day to day expenses, and money is always tight. There’s no chance to save, and when there is, we’re so used to our financial situation that we don’t save it. We spend it, enjoying the little extra in our pockets for a change.

But, saving is crucial. If you never save any money, you’ll never be able to pay your debts off. You’ll never be able to afford large luxuries like holidays, and even without these, at some point, you’ll want to start putting some money aside so that you can retire in comfort. Here’s a look at how you can save money, even if you have always been a spender.



Photo Credit




Change Your Mindset

If you’ve spent a long time with debts, it’s probably just become a way of life. Something that you never give much thought to. Sit down and look at what you owe. Work out what you are paying each month in interest — times that by 12 for a year. Then by 20, which is perhaps how long you’ll have that level of debt without paying it off. Which you will have if you keep spending.

This can help you to realize just how much your debts are costing you. It’s sure to be a lot more than you think and taking ownership of this information is often enough to change your mindset and your attitude towards money.

Invest it

If you are bad with money and always spend whatever you’ve got, investing can be a great option. Almost like you are hiding your money from yourself, while also letting it work to make you more money. If you’ve never invested before, read ‘https://budgetboost.co/betterment-vs-wealthfront-vs-vanguard-review/’ for some help on how to get started.

Set Yourself a Goal and Set up a Direct Debit

Ask yourself how much you want to save in the next year. Give yourself a goal. Then, divide that by 52 to see how much you’d need to save per week to hit your target. Compare this with your budget to make sure it’s a realistic target and reduce it if not.

Now, set up a direct debit to automatically transfer this amount into a separate savings account each week. Even if it’s only a small amount of money, it’s saving, and it will soon start to add up. Read more about savings accounts here, https://www.magnifymoney.com/blog/earning-interest/best-online-savings-accounts275921001/.

Enjoy it

Let yourself feel good about your savings. Even a small amount is you working to make a positive change to your life. Enjoy watching your small savings pot grow.




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Affordable and Safe Ways for Dogs to Celebrate the Holidays

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Affordable and Safe Ways for Dogs to Celebrate the Holidays


Everyone knows my dogs ARE my children so it's no surprise they play a major role in the Holidays in our home.  That being said, there's a few things you need to do in order to ensure they stay safe, and also some ways to celebrate with them that won't break the budget.  So today, I'm going to share some affordable and safe ways to celebrate the Holidays for your furry friends!


Books I Recommend You Read [November]

Monday, November 26, 2018

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I was super busy this month so I only read a few books but here they are...



8 REALLY Interesting Things About Me

Wednesday, November 21, 2018



Whether you're a longtime reader or you're just tuning into my blog, there are some really interesting things you should know about me.  Some I've shared before and some I'm just now speaking about. From my dog being stolen to eating wings at a complete stranger's house before realizing it, you're bound to get a few laughs and a few shocking gasps out of these 8 interesting things about me.

How To Christmas Shop On A Budget | FREE PRINTABLE

Tuesday, November 20, 2018

Christmas Shopping on a budget


You know how it is.  You're on a roll with your money, you've been spending very carefully, your budget is completely balanced, and you haven't accumulated any more debt in the last few months.  Then, almost out of nowhere, the holidays come whooshing right in to leave financial chaos in their tracks.


Even the most disciplined people struggle with holidays because it means spending money and often times, they don't have the money to spend.  But with a little pre-planning, you can nail Christmas gifts and stay within a comfortable budget.



Tips on Lowering Utility Costs for the New Homeowner

Monday, November 19, 2018

Congratulations on the purchase of your new home! Buying a house is both exciting and nerve-wracking. Owning a home is different from renting in that all of a sudden, everything is your responsibility, including the indoor and outdoor maintenance and monthly bills like utilities and insurance. The thought of all that financial responsibility can be overwhelming, but it doesn't need to be. Here are a few tips on how to lower your utility costs and keep more money in your budget for other priorities.

How To Manage Your Child's Christmas List | FREE PRINTABLE

Are you already dreading how much new stuff your home will be full of after Christmas this year? 


Do you already envision the non stop wrapping paper mess and endless gifts from relatives?
 
Of course within a week everything is neglected and stacked in piles in the dark corners of your kid's bedroom? 


Yeah, it sounds pretty wasteful doesn't it.  So many parents seem to be embracing the idea of a more organized Christmas when it comes to the gifts their children receive from Santa, their parents, and extended family members. 


 

Age Is Just a Number: How to Stay Your Young, Vibrant Self

Sunday, November 18, 2018

The world could be accused of playing a cruel trick on us mere mortals. In the olden days, elders were given the most respect out of everyone in the clan, but in today’s world, it’s youthfulness that we admire and promote. Alas, none of us are Benjamin Button: we’re all marching in only one direction, and there comes the point where we need to wave goodbye to our youthful side. Or do we? Not necessarily. We don’t have to accept being “over the hill” any more than we have to accept anything else. Below, we take a look at a number of ways you can stay your young, vibrant self, none of which require too much effort.
Source: Pexels.com

Win $200 to Kohl's!





GIVEAWAY DETAILS 
 
Prize: $200 Kohl’s Gift Card

Co-hosts: Crayons & Cravings // Mom and More // Coupons and Freebies Mom // Capri's Coupons // Mama's Mission // Java John Z's // Time to Thrive // SWEETHAUTE // Ottawa Mommy Club // Mommies with Cents // Beautiful Touches // Surviving Mommy // Happy Mothering // GenTwenty // Sweating Champagne // Miss Mental // mail4rosey // La Passion Voutee // Home Jobs by Mom
Giveaway organized by: Oh My Gosh Beck!
Rules: Use the Rafflecopter form to enter daily. Giveaway ends 12/7 and is open worldwide. Winner will be notified via email. Please email becky@ohmygoshbeck.com with any questions regarding the giveaway.

Hey bloggers! Are you ready to grow your blog and gain more followers? Join our free email list to get the scoop on how you can be part of an awesome group of bloggers who are getting new followers fast every month. You’ll be the first to know about free giveaways, exclusive discounts and special opportunities! Visit ohmygoshbeck.com/opps for more info.
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How to Host the Holidays without Losing Your Mind [FREE PRINTABLES]

Friday, November 16, 2018


How to host the holidays without losing your mind

Remember when you were a kid and you were so excited for the Holidays and getting to run around and play with your cousins? You were so amped up for that meanwhile your mom was running around the place like a crazy woman yelling at everyone to help her clean and stay out of the kitchen while she prepares the food.

Fast forward to now, are you that parent?  Are you that host?  Do you love hosting the holidays in your home until the few days before when you realize you need to get your home in order and go to the grocery store? It's okay, because I used to be that person.  And today, I'm going to show you how you can host the holidays and stay completely sane!

My Sweet Stella Turns 9!

Wednesday, November 14, 2018

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I can't believe it myself but the youngest member of my wolf pack turned 9 over the weekend!  Sweet Stella is still under the double digits though, so I'm remaining calm. 


We celebrated Stella's birthday with tons of snuggles, some delicious wet food (which is a special treat for her), and a present!

Dating In The Modern World: Is It Easier Or Harder?

Monday, November 12, 2018



I don’t think many of us particularly enjoy the dating scene or this period of our lives, am I right? Sure there is an element of fun to it. You get the chance to meet new people, experience different relationships and it gives you the grounding to be sure on the decision for the person you want to spend the rest of your days with. I found my partner and I couldn’t be happier. But, these days I think the dating side of things can be a little more complicated than it used to.





Going back a few decades, you would attend dances or be out on the town. You would meet someone and if it felt right then that is how it would be for life. More couples these days break up than stick it out and I certainly think it is a generation issue. However, when it comes to dating, is it easier now or back then? There are so many different options to consider these days and so many routes you can explore. I guess in some respects that makes it easier as you have much more choice. But again, choice can then make things complicated. I wanted to share with you some of the options you can consider now in today's world when it comes to dating. It might give you a few new avenues to try yourself.

When Your Expenses are Greater Than Your Income | How To Fix It

How To Fix Your Expenses Being Greater Than Your Income


You're desperately staring at your budget , showing a very BIG negative number when it comes to your income MINUS your expenses. 



You feel overwhelmed and hopeless. You're already taking action to save money and curb your spending, how can you possibly do more?


You are not alone, and there are many ways you can fix this situation.  Sometimes you just don't know where to start.

And today, I'm giving you plenty of places to start.

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