10 Questions Insurance Adjusters Ask and How to Answer

Friday, December 19, 2025

Table of Contents

  • Introduction
  • 1. "Can You Describe How the Accident Happened?"
  • 2. "What Injuries Did You Sustain?"
  • 3. "Have You Sought Medical Treatment?"
  • 4. "Can We Record Your Statement?"
  • 5. "Were There Any Witnesses?"
  • 6. "What Was the Condition of Your Vehicle Before the Accident?"
  • 7. "Have You Given Statements to Anyone Else?"
  • 8. "Do You Have Pre-Existing Conditions?"
  • 9. "How Has the Accident Affected Your Daily Life?"
  • 10. "Are You Willing to Settle the Claim Now?"
  • Conclusion

Being involved in an accident is stressful, and dealing with insurance adjusters afterward can add another layer of pressure. Adjusters are trained to investigate claims thoroughly, often asking pointed questions that can influence the outcome of your case. It’s crucial to be prepared, protect your interests, and ensure you respond appropriately at every turn. Consulting legal experts at BlakeFriedmanLaw, can offer peace of mind and helpful guidance throughout this complex process.

It’s essential to recognize that insurance adjusters work for the insurance company, not for you. Their primary goal is to minimize payouts and resolve claims quickly, sometimes before all injuries or losses are fully understood. Knowing how to handle and answer the most common questions will ensure you don’t inadvertently jeopardize your own claim.

5 Ways To A Light, Bright & Airy Home


Want to make your home a lighter, brighter and more airy place? Then check out our suggestions below.


Picture sourced at Pexels - Licence CC0 


Use light neutral colors 

One of the simplest yet most effective ways to make your home a more light, bright and airy space is to decorate with lighter neutral colors. This is because using tones such as white, cream, dove grey and cappuccino instantly make the room feel larger, and reflect any light, making it feel like a brighter space as well. 

Benefits of Cargo Insurance for Commercial Dump Trucks

Key Takeaways

  • Cargo insurance is critical for protecting goods in transit on commercial dump trucks.
  • This coverage ensures compliance with legal regulations and provides peace of mind against common risks, such as spillage, theft, and accidents.
  • Effective risk management practices and the right insurance policy can significantly reduce business losses and enhance operational stability.

Understanding Cargo Insurance

Cargo insurance is a tailored policy that plays a vital role in protecting the value of goods transported by commercial dump trucks. Unlike standard auto or liability coverage, cargo insurance specifically shields against losses when cargo is damaged, lost, or stolen during transit. As dump trucks haul materials such as sand, gravel, or demolition debris, the risk of unexpected loss is ever-present. For operators and trucking businesses, protecting these valuable loads is fundamental to financial security and business continuity. That’s why securing commercial dump truck insurance is a cornerstone for any operation in this industry.

Grow Smart, Stay Safe: Keeping Your Business and Finances Happy


Growth is thrilling, if a little frightening. There is a thrill in seeing your business grow. New clients, larger projects, and potentially even a small office refurbishment. It seems like evidence that you've done something right. And yet closely paired with that excitement is that nagging, quiet anxiety. Is the money going to keep pace with the expansion? Are we ready for this next step? That tension is normal. It does not indicate that you are failing. It means caring enough to notice. And that caring about your business finances is the first step in keeping them healthy.

Change Your Night Routine Into a Luxurious Experience


A night routine should not just be seen as a checklist you do before bed, it should be an opportunity to relax your body and mind for rest. When you add a luxurious touch, this nightly ritual can become an experience of self-care and indulgence, helping leave your stress behind at bedtime. Be it dealing with hectic schedules or simply looking for peace, upgrading your nightly ritual is a surefire way to ensure serenity and relaxation in your lives.

Photo by Anna Rosar on Unsplash

Before You Start A Business, Consider The Following Risks

Thursday, December 18, 2025

The Internet often makes founding a business look easy. However, before you take the plunge, it's important to understand the risks involved. Read on to find out what they are. 

Personal risk

First of all, a risk that you should seriously consider is the personal ones. Yes, that’s right, some risks can be supremely personal and impact you in your private life as well as your professional one. One of these risks is the overwork and burnout so common with business founders. After all, getting a business off the ground is no easy task.