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Wouldn't it be amazing if you could go through your day to day life without the nagging feeling that you are in some obnoxious debt and always living paycheck to paycheck? Well...you can.

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How to Stay Within Your Grocery Budget

Even if you are a pro at managing your money and avoiding impulse buys at the mall or clothing store, most of us can still agree that one part of our budget is always a struggle.   For some reason, the grocery store is full of temptation and since food is technically a necessity, it seems that it's easier for one to lose control when perusing the aisles. 

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So I Published A Book | Order Fixing Your Finances TODAY!

So in case you haven't seen my hints on social media, I have officially completed my first book.   That's right!  

Fixing Your Finances | A Practical Guide to Managing Money and Eliminating Debt is designed to help you turn your life around when it comes to money. 

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6 Steps to Getting Your Finances in Order

It's been quite a while since I published my posts about getting on a budget and my budget spreadsheets so I figured I'd do another post that basically sums it all up again.   It's a new year and a new chance for you to get everything organized so you can get out of debt, build up your savings, or achieve whatever financial goals you have. 

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How to Make Paying Bills Less Stressful Each Month

It sucks but it happens EVERY MONTH.  You have to pay your bills and you start freaking out when you zero out your bank account and miscalculated. Now you don't have the simple $20 that you need for one of your bills.    

Or maybe you are freaking out because paying 3 big bills out of the same paycheck makes you feel totally broke afterwards.  

You are not alone.  Many people dread money and bills and dealing with it all together. Why do you think a lot of households have one person that even looks at the bills and figures out the payment schedule.   But it doesn't have to be like this - I promise!

See, I've developed a method to make paying bills a lot less stressful.   It works so well for me that I haven't been stressed about bills in years.    Here's what you do...

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Downloadable Budgeting Spreadsheets

You may have already seen the blog posts I've done about budgeting and finances, including...

 

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In those posts I refer to my Budget Spreadsheet and Debt Snowball Tracker that I made up in Excel. The Budget Spreadsheet is the way I see all of my income and where it all goes. I can play around with the amounts to see what I'd need to adjust for a more balanced budget. I use this Budget Spreadsheet every couple of weeks and make adjustments all the time as bills go up or down and my paycheck increases.

The Debt Snowball Tracker was a great way to keep me motivated on how much debt I needed to pay down to be DEBT FREE! I'm debt free now so I am proof that it IS possible. I even filled out my spreadsheet for months in advance and altered the numbers to see how soon I'd be out of debt if I paid a certain amount each month.

You can get these spreadsheets for free here.

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10 Ways To Decorate A New Home on A Budget

Most people don't have the luxury of spending hundreds or even thousands of dollars on home décor and organizing supplies when they move into a new house.   But that's okay because you don't need to!  I put together a few ways I found that you can actually do it with only a small amount of cash or even things you already own! Just click on the link below each photo to get the tutorial.

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Pet Insurance vs. Pet Emergency Fund

Recently I've been researching Pet Insurance and while I think it's a great idea, I had to figure out if it was worth it for me since I already stash cash away each month for my dogs.   

So I broke it down a few different ways. 

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