Yes, that's right.... I did it!!!! If you've been following my debt snowball posts over the years you'll remember that I was chipping away at my credit card debt HARDCORE! It has finally paid off.

In September 2012, I had $20k in credit card debt. In October 2014 I had it down to $10,169 and as of April 17th, 2015 I am 100000% DEBT FREE!!!

It is an amazing feeling.   But I wanted to answer the question everyone has been asking (besides how I got into debt, which I explained here)... how did I do it?  I've written before about how to pay off your debt but here is how I did it.

Also - all of the links in this post go back to articles I wrote about my journey and some advice on the whole process.

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My Debt Snowball Progress (March)

I'm on my last credit card and I can almost taste the feeling of zero debt!


I am so excited!!

Last month I paid $1,228 towards my debt!! I'm down to about $2,100 now!!!  I am seriously so ecstatic.   It feels like it's taking forever. It's RIGHT THERE!!!


All the extra income I make from blogging goes directly towards my debt!


The snowball method has really worked wonders too!

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My Debt Snowball Progress (February)

I'm on my last credit card and I can almost taste the feeling of zero debt!


I am so excited!!

Last month I paid $2,013 towards my debt!! I'm down to about $3,300 now!!! My goal is to have this gone by the end of April! I know I can do it! I've basically been selling stuff on ebay any chance I get and all of my extra blogging income goes towards that as well.

Be sure to follow Ask Away on Facebook, Twitter, Bloglovin', Pinterest, and Instagram!

My Debt Snowball Progress (January)

So far I have 2 cards down and now one to go.


I am so excited!!

I thew about $1,504 at my debt last month and now I'm down to about 5 grand.   I am so excited.  I am using all of my extra income from blogging and anything I sell on ebay to throw at this debt. Debt-free here I come! 

Be sure to follow Ask Away on Facebook, Twitter, Bloglovin', Pinterest, and Instagram!

My Debt Snowball Progress (December)

So far I have 2 cards down and now one to go.


I am so excited!!

I thew about $1,600 at my debt last month and now I'm down to a little over 6k that I owe!! Give me a couple months and I'll be at zero! I basically used all my extra blog income, some Christmas money, and some ebay money to make the payment.  

Be sure to follow Ask Away on Facebook, Twitter, Bloglovin', Pinterest, and Instagram!

My Debt Snowball Progress (November)

So far I have 2 cards down and now one to go.


I am so excited!!

I thew $803 at my debt in November.  It brought me down to $8,695.89.   I am kicking some serious ass!!!!  I've been doing so much extra stuff like selling stuff on ebay and campaigns for blogging. Every extra dollar I get I chuck at my debt!  

Be sure to follow Ask Away on Facebook, Twitter, Bloglovin', Pinterest, and Instagram!

My Debt Snowball Progress (October)

So far I have 2 cards down and now one to go.


It's getting harder and harder to keep on myself about what to do with all my snowball money, but I force myself to keep paying down my debt.  Sure, it's tempting to want to go on a shopping spree, but I know I'll regret it in the long run.  So in October I threw $770 at my debt and I now have  $9,498.89 to go. I WILL do this!!!!! 

Be sure to follow Ask Away on Facebook, Twitter, Bloglovin', Pinterest, and Instagram!

My Debt Snowball Progress (September)

So far I have 2 cards down and now one to go.


In September, I used all the extra blog income I could come up with to throw $714 at my debt of $15,000.  That brings me down to $10,176.  The next couple of months are going to be hardcore with paying this down!!      I am GAZELLE INTENSE!!

I've been holding back from spending any money that I don't have to. I opt for cheap or free entertainment and I make sure I sell things on ebay that I don't need!



 

Be sure to follow Ask Away on Facebook, Twitter, Bloglovin', Pinterest, and Instagram!

My Debt Snowball Progress (August)

So far I have 2 cards down and now one to go.


So for August I threw $643 to my debt of $15,000.  It's now down to $10,890.   Next month I really want to throw a large chunk at it and get it below $10k!   I am so excited to be out of debt I am going hardcore at this! 

Be sure to follow Ask Away on Facebook, Twitter, Bloglovin', Pinterest, and Instagram!

My Debt Snowball Progress (July)

So far I have 2 cards down and now one to go.


So for July  I was happy to be able to throw $841 at my final credit card.  

Most of the money came from my blogging income.  

My goal is to get down to $0 by the end of this year. 
I'm down to $11,200 now!!

I just keep going and going! 

My Debt Snowball Progress (June)

So far I have 2 cards down and now one to go.


So for June I paid a good $700 towards my debt. 

I've been saving every little dollar from the surveys I do, the things I sell on ebay, and any extra income from my blog. 

I can't wait to reach $0 debt by the end of this year!
I'm down to $11,200 now!!

Wait till you see what I throw at it next month.  

My Debt Snowball Progress (May)

So far I have 2 cards down and now one to go.


So for May I paid a good $700 towards my debt. 

I can't wait to reach $0 debt by the end of this year!
I'm down to $11,000 now!!

My Debt Snowball Progress (April)

So far I have 2 cards down and now one to go... Last month I paid  did it again woohoo!  


It was about $547 was what I threw at my final credit card.
I had  as my final payment.

$356 was my snowball amount and the rest was extra income I made from odd jobs and blogging.

I can't wait to reach $0 debt by the end of this year!

My Debt Snowball Progress (March)

I did it again woohoo!   I already paid off my Target Visa Card, and in March I paid off my Capital One card, which leaves me with one last credit card to payoff!


It was about $641 as my final payment.

Now I have just over $10k to go.  I will get it done THIS YEAR!

My Debt Snowball Progrss (February)

Since I achieved my goal of paying my Target Visa card off last month, this month I threw a huge chunk of change towards my Capital One card!

$632 to be exact.

It was pretty much all the extra income I made from surveys and my blog and I am going to use the snowball method from this budget post to pay it off within the next two months.  

I can't wait! 

My Debt Snowball Progress (January)

 
So my goal was to have my Target Visa card paid off by January 1, 2014.  And I did that last month. But this month I ended up throwing $575 at my next one... Capital One.   It was all blogging money I had saved up.

It's super easy especially because I use the snowball method I mentioned in my budget post.   

My goal is to pay this off by June and I totally know I can do it. 

My Debt Snowball Progress (December) and A CARD PAYOFF!!!

So my goal was to have my Target Visa card paid off by January 1, 2014. In order to do that, I would have to be paying AT LEAST $367 a month on that card using the debt snowball method I mentioned in my budget post. Well, it suddenly occurred to me, why not try to exceed that amount every month?! So I did!

And guess what, I JUST PAID IT ALL OFF!!! My final payment was almost $800!

I basically just added up all my Christmas money, blog income, and some ebay money and I did it!!!!

HOORAY!!! My next goal is to have my Capital One card paid off by June 2014 and guess what I KNOW I can do it!