I get it all the time…the weird looks when I pull out my cash envelope system and root through my FUN
envelope. I do it before I agree to any plans with anyone.
If you are currently on a budget and you allow money for
fun, like I do, you probably get some
criticism. People always wonder why we
buy ourselves nice things like a manicure, a mini golf session, or an ice
cream cone if we are always "so short on cash". It's not that we are short on cash, it's just that we budget only a certain amount of money for certain expenses. Often times other people just can't understand it but don’t let that discourage you!
It’s common for us to wonder why someone that is always
saying they are struggling to pay off their debt is able to eat out a couple
times a month. Hello!? Because they NEED that
reward to keep living like they do… on a budget!
So here are 3 reasons why you should always allow for “Fun”
expenses in your budget.
1. If you don't, you'll get discouraged!
Honestly, I tried giving myself only $20 a week for
fun. Fun means an experience, an ice
cream cone, a movie rental, etc… But that wasn't enough so I ended up tapping into other funds and breaking my own budget rules.
You have to be able to enjoy life and reward yourself while youre budgeting, which brings us to my next reason.
You have to be able to enjoy life and reward yourself while youre budgeting, which brings us to my next reason.
2. Your reward for being on a budget is having a budget for
fun.
If you didn’t allow yourself fun money you wouldn’t enjoy
being on a budget, right? But by allowing yourself the reward of “Oh I get $40
this week for FUN!” makes you enjoy the whole process of living on a
budget. If you were miserable, you would NOT stick with it.
3. You are more disciplined about your fun spending.
Just like with anything else in life, moderation is
okay. So when you are driving by the
nail salon and see “$25 pedicure today only” you will be more likely to think
before spending that money. The thought
process that automatically goes through MY mind is “ Okay, is there anything I
wanted to do before my next paycheck that I would rather spend $25 on?”
And you would be surprised how disciplined you’ll become when you can tell yourself that you’d rather have a girl’s night out with drinks over a manicure that you can sort of do yourself at home (FOR FREE!)
And you would be surprised how disciplined you’ll become when you can tell yourself that you’d rather have a girl’s night out with drinks over a manicure that you can sort of do yourself at home (FOR FREE!)
I hope this helps keep you motivated if you’re on a budget, inspires
you to get on one, or gives you some responses for when people criticize or
question your Fun budget!
Make sure you get your free finance spreadsheets here!
Make sure you get your free finance spreadsheets here!
I have been wanting to try the envelope cash system for a while, but I just love getting rewards on my credit card too much… Maybe I should just try it for half of my monthly expenses or something…
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How can I decide what an appropriate amount for fun is?
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