Bills Bills Bills: Bring Them Down To Size

Wednesday, February 28, 2018

Have you been struggling with high home bills? Every month, we have to budget, making sure that the bills we need to pay fit into our monthly earnings. This can be difficult particularly when there are so many to take care of. As soon as you figure out how to handle one, another pops up. So, let’s look at some of the bills that you might need to deal with and figure out how to handle them effectively.

Electric And Energy In The Home

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You do have to be careful with electric and energy bills because in no time at all, they can go through the roof. It’s so easy to lose track of how much you are using through the day. Obviously, there are simple ways to save on energy. For instance, you can make sure that you are turning off the lights when you leave a room and don’t forget to unplug items like the TV. Even on standby these products burn through electricity.

Winter in particular tends to send these bills rocketing through the roof because you are using the heating more often and stay inside more through the day as well as the evening.

To keep your heating bills low our first suggestion would be to get a smart meter. If you can, you’ll be able to keep a constant check of how much energy you are using each day. You will also be able to find out which appliances and items are costing you more money.

Once you have a handle on your usage, there are three steps you need to take to tame those bills.

Firstly, do what you can with what you have. In particular, turn off lights and appliances when you’re not using them.

Secondly, replace lights, gadgets and appliances with more energy-efficient alternatives. These will often be smart alternatives.

In the real world, there’s probably going to be a strong link between steps one and two. If you’re honest about this, then you can prioritize your updates in order of benefit.

For example, let’s say you want to update your lights and your washing machine. If you know you’re bad about remembering to turn off lights, then you should probably aim to switch to smart LEDs as soon as possible. That way, you can turn them off remotely. On the other hand, if you’re pretty good at turning off lights, then you should probably prioritize the washing machine.

Thirdly, you need to make sure that you’re getting the best deal on your energy bills. Research all options thoroughly, including no deposit electricity.

Issues With Insurance

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Everyone needs insurance, for their car, their home and any other assets that could be considered valuable. You might even have life insurance if you are worried about what you will leave behind for your loved ones when you’re gone.

The price of insurance can be high but how do you keep it under control? Well, you need to shop around for the best prices and make sure you are finding insurance that caters to your individual situation. You might be a high risk driver and if that’s the case you need to look at a business like Servo insurance brokers. They can help you find the right deal and make sure that you’re not paying an arm and a leg for coverage. As well as this, you need to look at ways to keep insurance levels down. In the case of your home, you should consider this when buying a property as some areas are more expensive to ensure than others.

Shopping Bills

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Last but not least think about how much you spend on your basic shop every week. Ideally, you should set a fixed point for the cost of the weekly shop and make sure that you are not going over it. This won’t always be possible but if you look for deals online and use vouchers you can keep the spending under control.

In particular, you should think about buying in bulk for items you know you’re going to need for a while. This should shave a little off the cost of the bill for your weekly shop.


  1. My heating bills are shocking sometimes! I dread to think what it will be like this month with all the snow and freezing weather we've had lately. Thanks for sharing!



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