Ask Away Blog: Why Scholarships Matter

Why Scholarships Matter

Friday, March 5, 2021

 


Many people stress out when it comes to money and that stress gets even worse when it comes to deciding on a career path.  Student loans are being described as outrageous and overwhelming these days and what's worse is that some people think college isn't even in the books for them.  That's why it's important to keep in mind that there are other options and there are some trades that don't even require a formal degree.  Today I am going to talk about the importance of scholarships when it comes to your future.  Scholarships can help you in so many ways when it comes to making the decision to go to college and then financing your studies along the way.


For starters, when it comes time to pick a career field for yourself, you absolutely must take the time and do the research to see what kind of formal education or training is necessary for that field.  If it's not necessary to get a formal college degree, you may not want to go into debt for something you won't really use.  


For those of you that do need a college degree for your career field, scholarships are the key. With a scholarship, you can be awarded money that can go towards covering the cost of your education and even some of your living expenses during that time.  And ultimately, a scholarship enables you to take out less of a loan for school and that means there's less that you have to pay back.  Scholarships are available for so many different things and from so many different place.

 Make sure you should do your research to see what scholarships are available to you and what you would qualify for.  There are plenty of charities, businesses, organizations and even individuals like Nancy Etz that offer scholarships.  A scholarship can come in all different amounts and you can use it to cover expenses like your tuition, housing, books, and other expenses depending on the terms of the scholarship.

Scholarships can be posted online or in the newspaper.  They can come in all different amounts and have a whole variety of requirements to be eligible.  It will never hurt you to apply for as many as you can.  The worst thing that can happen is you don't get the scholarship but at least you tried.  It's better to get your applications in for a variety of scholarships so the odds are better that you could get one.

Don't ever give up when it comes to ways to be more financially savvy with your education.  Costs can add up quickly with furnishing your dorm, off campus housing, parking, food, books, and more!  You should always be as frugal as possible not just at a college really anywhere in life.  

All too often, college students end up living paycheck to paycheck so it's helpful if you can secure some type of part time employment to help keep up with costs. Consider finding a roommate for off campus living so you can split costs with someone else.  Try to avoid unnecessary expenses  for example, if you won't need your car because you work or live right next to campus and it's an easy walk, don't bring a car and pay parking fees, which can add up quickly. 

When you attend college, remember that you are building yourself a better future .  That's why planning out the ways you'll afford your education can leave you better prepared when you get there and you can focus more on your future career instead of wasting time stressing about money. 

Have you ever applied or been awarded a scholarship? 



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